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Please choose one of the options below to request an appointment or to get a rate quote from a licensed Powerhouse Insurance Agent:

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What is a Life Insurance Plan?


A Life Insurance plan, is a contract between an insurance policy holder and an insurance company that pays a designated beneficiary a sum of money upon the death of an insured person or after a set period.

Life Insurance is considered by many a strategic monetary tool that lessens financial burdens by providing funds to cover unavoidable expenses that accompany the loss of life.


There are four primary roles involved in a life insurance policy. These roles are defined as the insurer, the owner, the insured and the beneficiary. The insurer is the insurance company, which is responsible for paying the insurance claim upon the death of the insured person.  The owner of the policy is responsible for paying the premiums to the insurance company. The insured is the person the policy is for and the beneficiary(s) is the person(s), trust, etc. designated to receive the life insurance benefit upon the insured’s passing. 

Life insurance is an excellent way to help prepare for life’s unforeseen moments. Our agents at Powerhouse can guide you through the different types of life insurance policies available and help you decide on the policy that will best fulfill your unique needs, budget, and goals.

What Life Insurance Plan options are available?

Powerhouse Insurance Agency Inc., offers three different life insurance plan options. We encourage you to select the plan that suits your specific needs from the following insurance plans that we represent:


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