Get a Rate Quote

Please choose one of the options below to request an appointment or to get a rate quote from a licensed Powerhouse Insurance Agent:

Schedule Free Consultation | Powerhouse Insurance Agency
Call Powerhouse Insurance Agency

What is a Medicare Plan?

Life is full of unexpected events and situations, some of which can bring about unexpected medical bills and
unwanted expenses. Powerhouse Insurance Agency, Inc. is proud to offer Medicare plans from UnitedHealthcare® Medicare Solutions across the state of Texas to provide you relief during those unexpected life situations.

UnitedHealthcare® Medicare Solutions is a portfolio of Medicare products and part of UnitedHealth Group, which delivers innovative products and services to over 134 million unique individuals. For more than three decades, UnitedHealthcare has served the health care coverage needs of Medicare beneficiaries. UnitedHealthcare serves one out of every five Medicare beneficiaries through a variety of coverage choice options at competitive, cost-effective rates, making them one of the largest and most trusted health insurance companies in the United States.

The UnitedHealthcare® Medicare Solutions portfolio of Medicare products also includes a Dual Special Needs Plans (DSNP) which is available to individuals with both Medicare and Medicaid.


To learn more about UnitedHealthcare Medicare Plans that we represent, click on a plan from the list below:​

Medicare Supplement Insurance (Medigap)


What is Medicare Supplement Insurance (Medigap)? Medicare Supplement Insurance (Medigap) Plans are health insurance plans designed to supplement Original Medicare Part A (hospital insurance) and Part B (medical insurance). They help fill the gap by paying some of the health care costs that original Medicare does not cover (i.e. copayments, coinsurance, and deductibles). Do I Need Medicare Supplement Insurance (Medigap)? It all comes down to personal preference. Generally, you pay a deductible and coinsurance for your Part A and Part B services. So many people choose additional coverage by enrolling in a Medicare Supplement (Medigap) Insurance plan to help cover some of the health care costs that Original Medicare doesn't cover. Although for some, Medicare Supplement (Medigap) plans are a good fit, for others, Medicare Advantage Plans are a better fit. When choosing a plan, it’s important to select coverage that fits both your needs and your budget. So to help you with your decision making process, an experienced Powerhouse Insurance agent will take the time to explain all of your coverage options so you can make an informed decision on which plan will fit your individual needs. How do I Learn More, Schedule an Appointment or Get a Rate Quote? If you are looking to learn more about Medicare Supplemental Insurance (Medigap) Plan, or if you’d like to request an appointment or get a rate quote, call a licensed Powerhouse Insurance Agent at: (214) 624-9858 or 1-866-934-5658




Medicare Advantage (Medicare Part C) Plan


What is a Medicare Advantage (Medicare Part C) Plan? Medicare Advantage plans, often called Medicare Part C, or MA Plans, combine coverage for Original Medicare Part A (hospital insurance) and Part B (medical insurance) all in one plan. Many Medicare Advantage (Part C) plans include extra benefits like prescription drug coverage, routine hearing and vision coverage, dental care coverage, skilled nursing, home health care, a fitness program and other wellness benefits not offered by Original Medicare. All Medicare Advantage Plans are required by law to feature an annual maximum cap on out-of-pocket costs, meaning once that limit is reached you will pay nothing for additional covered medical services. Medicare Advantage Plans (Part C) are offered through private insurers that are approved by Medicare. Medicare pays these companies to cover your Medicare benefit. Medicare Advantage Plans (Part C) include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans (PFFS), Special Needs Plans (SNPs), and Medicare Medical Savings Account Plans (MSA). Do I Need Medicare Advantage (Medicare Part C)? It’s your choice. You may want to enroll in a Medicare Advantage (Medicare Part C) plan if: You want a cap on your out-of-pocket health spending

  • You want to enhance your Original Medicare coverage
  • You anticipate changes in your financial status
  • You want to combined your Part A and Part B into one plan
  • You want the convenience of one plan, one plan ID card
In order to be eligible for a Medicare Advantage (Medicare Part C) Plan, you must have Original Medicare Parts A and B and live in the plan’s service area. Also, individuals with End-Stage Renal Disease (permanent kidney failure) generally can’t enroll in a Medicare Advantage Plan. If you decide to enroll in a Medicare Advantage (Medicare Part C) Plan, the open enrollment period starts on Oct. 15 and ends on Dec. 7th, in order for your coverage to start the first of the following year. How do I Learn More, Schedule an Appointment or Get a Rate Quote? Each Medicare Advantage (Medicare Part C) Plan has different premiums and costs for services, so it’s important to compare plans in your area and understand plan costs and benefits before you enroll. If you are looking to learn more about Medicare Advantage (Medicare Part C), or if you’d like to request an appointment or get a rate quote, call a licensed Powerhouse Insurance Agent at: (214) 624-9858 or 1-866-934-5658




Medicare Advantage Special Needs Plan


What is a Medicare Advantage Special Needs Plan? There are special types of Medicare Advantage plans called, “Special Needs” Plans. These plans provide specialized health care coverage geared to specific groups of individuals. The Dual Special Needs Plans (DSNP) is available for individuals with both Medicare and Medicaid. This plan is tailored to low-income, aged and disabled people who need help to get the most from what is available to them through Original Medicare and Medicaid. Dual SNPs provide consumers with benefits in addition to the benefits covered by Original Medicare such as coordination of care, routine eyewear, dental coverage, credits to buy everyday health items, and transportation to and from doctor appointments. Another Medicare Advantage Special Needs Plan is the Chronic Condition Special Needs Plans (CSNP). These plans are designed for Medicare eligible consumers diagnosed with chronic conditions such as diabetes, cardiovascular disorders and/or chronic heart failure. The Chronic Condition Special Needs Plans offer benefits in addition to those covered by Original Medicare such as dental, vision, transportation, and routine podiatry. Do I Need A Medicare Advantage Special Needs Plan? If you have low-income, a severe or disabling chronic condition, specialized health care needs, or require enhanced care management, you should consider the special needs plans. How do I Learn More, Schedule an Appointment or Get a Rate Quote? If you are looking to learn more about Medicare Advantage Special Needs Plans, or if you’d like to request an appointment or get a rate quote, call a licensed Powerhouse Insurance Agent at: (214) 624-9858 or 1-866-934-5658




Part D Prescription Drug Plans


What is a Part D Prescription Drug Plan? The Medicare Part D Prescription Drug Plan is health care coverage that helps you pay for the prescription drugs you use. Original Medicare (Parts A and B) does not cover most prescription drugs. Part D plans may help you save on the cost of your prescriptions. Everyone who qualifies for Medicare is eligible for a Part D plan. You can get drug coverage through a stand-alone Medicare Part D prescription drug plan or a Medicare Advantage (Part C) plan that includes Part D. You can’t have both. Plans are offered by private insurance companies contracted by Medicare. Every Part D plan has a drug list, or formulary, that shows all the brand-name and generic drugs it covers. Most formularies categorize drugs into tiers based on how much they cost. Covered drugs and costs vary from plan to plan. Do I Need A Part D Prescription Drug? The Part D plan enrollment is optional. However, if you currently use prescription drugs or think you may in the future, you may want to consider a Part D plan. Also, if you don’t enroll in a Part D plan during your Initial Enrollment Period (IEP), you may have to pay a late enrollment penalty. How do I Learn More, Schedule an Appointment or Get a Rate Quote? If you are looking to learn more about a Part D Prescription Drug Plan, or if you’d like to request an appointment or get a rate quote, call a licensed Powerhouse Insurance Agent at: (214) 624-9858 or 1-866-934-5658





  • Black LinkedIn Icon
  • Black Pinterest Icon

©2017 by Powerhouse Insurance Agency, Inc.